For how much does flood insurance coverage A provide for a detached garage?

Flood insurance policies, specifically those governed by the National Flood Insurance Program (NFIP), include provisions for coverage of detached structures on a property. Coverage A within a flood insurance policy is designated for building property, and when it pertains to detached garages, it generally allows for coverage that is a percentage of the total building property coverage limit.

In this case, detached garages are typically covered at a limit of 10% of the total policy limit for the main structure. Thus, when evaluating coverage for a detached garage under Coverage A, it is accurate to state that it would be provided up to 10% of the overall policy limit. This percentage reflects the NFIP's standard approach to detached structures, ensuring policyholders have some level of coverage for structures that are not directly attached to the primary dwelling.

This understanding of the 10% limit clarifies the correct answer concerning how flood insurance offers protection for a detached garage, aligning with the standard provisions found within flood insurance policies.