What do Business Auto Policy coverage Symbol # 9 include?

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Symbol #9 in a Business Auto Policy specifically refers to coverage for non-owned vehicles. This encompasses vehicles that are not owned by the insured but are used in the business operations. Such vehicles can include those owned by employees or others that are borrowed or rented for business purposes. This symbol aligns with the intention to extend coverage to vehicles that are necessary for business functions but do not fall under the direct ownership of the covered entity.

In this context, it's important to note that owned vehicles are typically covered under a different symbol, while hired vehicles refer specifically to vehicles rented for business use. Specific vehicles are designated under their respective symbols and typically involve vehicles owned by the insured. Thus, the selection of non-owned vehicles as the correct choice aligns precisely with how coverage is structured within a Business Auto Policy, providing clarity on the scope and limitations of policy protections.

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