What does comprehensive coverage typically protect against?

Comprehensive coverage is designed to protect policyholders from a range of non-collision-related damages. It specifically covers damages that occur due to various incidents, including natural disasters like hail and lightning, as well as fire damage. This broad protection is essential for ensuring that vehicle owners are shielded from unexpected hazards that can lead to significant repair costs.

The other options, while they may suggest scenarios that could involve vehicle damage, do not encompass the full range of coverage that comprehensive insurance provides. Collision-related damages are specifically covered under collision coverage, not comprehensive. Theft may be covered under comprehensive but is only one aspect of the broader protection. Damage from vandalism is also covered under comprehensive, but it is just one type of loss aligned with a wider range of environmental and accidental damages that comprehensive policies are structured to include. This comprehensive nature is what makes option B the correct choice, as it captures the essence of what comprehensive coverage is intended to protect against.