What is defined as a "Trucker" in the insurance context?

In the context of insurance, a "Trucker" is defined as an individual or business that takes possession of property for transport. This definition is critical because it emphasizes the role of the trucker in the transportation chain—specifically, the responsibility they bear when they take custody of goods for the purpose of moving them from one location to another. This custody implies a legal obligation and potential liability for any loss or damage to the property during the transportation process, which is a key factor considered in underwriting and claims management within the trucking insurance sector.

In contrast, while operating a fleet, providing services for heavy loads, or retailing transportation services may relate to the logistics industry, they do not specifically capture the duties and liabilities associated with the act of transporting goods on behalf of another party. Thus, the correct understanding of a trucker's role is essential for appropriately addressing their insurance needs and risks.