What is the maximum limit for Coverage A in residential flood insurance policies?

In residential flood insurance policies, Coverage A refers specifically to the coverage provided for the building itself. The maximum limit for Coverage A is set at $250,000 for residential properties. This standard limit is established under the National Flood Insurance Program (NFIP), which is the primary federal program providing flood insurance to homeowners.

It's important to note that this $250,000 limit applies to the structure of the home and does not include the contents within it, which would be covered separately under Coverage B, if included in the policy. The limits for residential flood insurance policies are designed to reflect the average costs of rebuilding structures after a flood, taking into account the need for affordable coverage options for homeowners.