What type of materials cannot be stored in a self-storage facility covered by a BOP?

The correct choice pertains to the items that cannot be stored in a self-storage facility under a Businessowners Policy (BOP). Pollutants and chemicals are specifically excluded because they pose significant risks to health and safety, as well as potential liability and environmental concerns. Insurance policies, including BOPs, often have strict exclusions for hazardous materials to prevent complications in claims and ensure that the coverage remains viable for standard items.

In contrast, furniture and appliances, documents and artwork, and clothing and personal items are generally acceptable for storage in a self-storage facility and would typically be covered under a BOP, assuming they fall within the policy limits and terms. The restrictions on pollutants and chemicals reflect the insurance industry's focus on minimizing exposure to claims that could arise from the storage of such dangerous materials.