What type of policy would you expect the Garage-keepers Policy to cover?

The Garage-keepers Policy is specifically designed to provide coverage for businesses that operate garages or repair shops. This type of policy protects against damages to vehicles that are left in the care, custody, or control of the insured garage operator. It typically covers incidents such as theft, vandalism, or accidental damage while the vehicle is being serviced or stored at the garage.

Coverage under this policy is essential for commercial garage operations, as it addresses the unique risks associated with handling customers' vehicles. For instance, if a customer's car is damaged while parked in the garage or during the repair process, the Garage-keepers Policy would provide financial protection for the garage owner.

Policies concerning personal automobile use, property damage in homes, or commuter vehicle policies do not cater to the commercial needs that Garage-keepers Policies address, which is why they do not apply in this context.