Which of the following is a requirement following a flood loss under SFIP?

Submitting an NFIP Proof of Loss within 60 days is required following a flood loss under the Standard Flood Insurance Policy (SFIP). The Proof of Loss is a formal statement that outlines the insured’s claim, providing details of the loss and the amount requested for payment. This requirement is crucial for ensuring that the claim is processed in a timely manner and that the policyholder receives the compensation they are entitled to.

The SFIP stipulates a specific time frame for this submission to encourage prompt reporting and processing of claims, which is essential after flood events that can cause widespread damage. Meeting this deadline helps streamline the flow of claims to insurance adjusters and accelerates the recovery process for those affected by flooding.

Though conducting a personal assessment of losses and providing receipts for repairs may be part of the claims process, they are not mandated as part of the policy's formal requirements. Additionally, there is no requirement to wait 90 days before reporting a claim, as timely reporting is emphasized in the procedures following a flood loss.