Which of the following is NOT included in Boiler and Machinery Insurance?

Study for the California Adjuster Test. Review with dynamic questions and detailed explanations. Prepare intelligently for your licensing exam!

Boiler and Machinery Insurance primarily focuses on covering the physical damage and associated costs related to equipment breakdowns, such as steam boilers, turbines, and other machinery essential to operations.

Property coverage ensures that the insured's machinery and equipment are protected against various risks, while equipment breakdown specifically addresses issues related to sudden and accidental failures of covered machines. Business interruption can also be included, as it helps cover the loss of income resulting from the downtime caused by equipment breakdowns.

On the other hand, liability coverage is not typically part of Boiler and Machinery Insurance. This type of coverage focuses on protecting the insured from claims arising out of bodily injury or property damage caused by incidents related to their business activities, rather than covering the equipment itself or the operational impacts of its failure. Thus, the correct response identifies liability coverage as the option that is not included in this type of insurance.

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