Who does a public adjuster represent in the claim process?

A public adjuster represents the policyholder in the claim process. Their primary role is to advocate for the insured individual or business, ensuring that the claim is processed fairly and that the policyholder receives the full benefits they are entitled to under their insurance policy. Public adjusters are usually hired by the policyholder to perform various tasks, including assessing damage, estimating repair costs, and negotiating directly with the insurance company on behalf of the policyholder.

This representation is crucial because it provides the policyholder with expertise and support during what can often be a complex and challenging process. By focusing on the interests of the policyholder, public adjusters help ensure that claims are handled in a way that accurately reflects the extent of the loss and adheres to the terms of the insurance policy.